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	<title>SLO HomeStore: The Buyers&#039; Resource</title>
	<link>http://www.slohomestore.com/blog</link>
	<description>Finding homes on the Central Coast of California</description>
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		<title>Buying a home with an FHA loan just got tougher</title>
		<description><![CDATA[Buying a home with an FHA loan just got tougher. At least for some. New FHA regulations which began April 1, 2012 disqualify borrowers who have a dispute with a creditor in excess of $1,000. Previously lenders investigated credit disputes and decided if the borrower’s dispute was valid and warranted loan approval. That decision has [...]]]></description>
		<link>http://www.slohomestore.com/blog/home-loans/buying-a-home-with-an-fha-loan-just-got-tougher/</link>
			</item>
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		<title>Mortgage Rates Rising; Thank Congress</title>
		<description><![CDATA[Mortgage rates rising; thank Congress. Every home buyer on the cusp of making that important decision needs to contact their mortgage lender right away and ask about locking in their rate before mandatory rate increases go into effect. Failure to lock the rate and close escrow by the end of that lock will result in [...]]]></description>
		<link>http://www.slohomestore.com/blog/home-loans/mortgage-rates-rising-thank-congress/</link>
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		<title>Is Home Buyer Representation Always &#8220;Representation&#8221;?</title>
		<description><![CDATA[Is home buyer Representation Always &#8220;Representation&#8221;? We’d probably all expect the minister to preach the gospel but we might be taken aback to hear the same from an agnostic. So it is that it comes as no surprise when an Exclusive Buyer Agent (EBA) preaches the benefits of buyer agency. But when a traditional agent [...]]]></description>
		<link>http://www.slohomestore.com/blog/uncategorized/is-home-buyer-representation-always-representation/</link>
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		<title>Central Coast Impacted by Growth of Distressed Properties</title>
		<description><![CDATA[The central coast has been impacted by the growth of distressed properties in the marketplace according to a 7-year analysis prepared by SLO HomeStore. Beginning in 2005 when there were just two bank-owned (REO) sales in San Luis Obispo County and no short sales, and culminating in 20011 when such distressed properties comprised 42% of [...]]]></description>
		<link>http://www.slohomestore.com/blog/real-estate-market-trends/central-coast-impacted-by-growth-of-distressed-properties/</link>
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		<title>Central Coast Home Sales Up, Prices Down</title>
		<description><![CDATA[central coast home sales up, prices down. That pretty much sums up the recently closed year. 2011 saw more Central Coast homes sold than during the previous year, albeit prices by any measurement were lower. Throw in historically low mortgage interest rates and it was a year for home buyers to rejoice. Indications are that [...]]]></description>
		<link>http://www.slohomestore.com/blog/home-prices/central-coast-home-sales-up-prices-down/</link>
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		<title>Getting a Home Loan After Bankruptcy</title>
		<description><![CDATA[Getting a home loan after bankruptcy is possible. It&#8217;s just going to take some time to reestablish your creditworthiness. Kevin Hauber, Senior Loan Consultant at imortgage, shares this quick snapshot of wait times following financial calamities such as bankruptcy and foreclosure. This helpful at-a-glance guide will provide you with the required wait times when working [...]]]></description>
		<link>http://www.slohomestore.com/blog/home-loans/getting-a-home-loan-after-bankruptcy/</link>
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		<title>Can You Really Get Such a Low Home Loan Interest Rate?</title>
		<description><![CDATA[Can you really get such a low home loan interest rate? Unless you&#8217;ve shopped recently for a home loan, the answer may surprise you. Writing the The Wall Street Journal Market Watch, Amy Hoak explains five reasons why you can&#8217;t get the lowest mortgage rates. &#8220;Mortgage rates are near historical lows, but the rates lenders [...]]]></description>
		<link>http://www.slohomestore.com/blog/home-loans/can-you-really-get-such-a-low-home-loan-interest-rate/</link>
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		<title>Central Coast Home Prices are Projected to Stabilize</title>
		<description><![CDATA[central coast home prices are projected to stabilize for a year before beginning to inch up the next two years. That was the prediction made by Beacon Economics at the Central Coast Economic Forecast presentation yesterday. Julie Lynem also reported in The Tribune that &#8220;home sales are forecast to grow 8.1 percent over the next [...]]]></description>
		<link>http://www.slohomestore.com/blog/home-search-tools/central-coast-home-prices-are-projected-to-stabilize/</link>
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		<title>Better Mortgage Rates Start With Better FICO Scores</title>
		<description><![CDATA[Better mortgage rates start with better FICO scores. Most home buyers understand the concept, but don&#8217;t always understand how FICO works and what can be done to improve it. A recent article on Trulia breaks the FICO score down to its basic components and explains how it is designed to use your past to predict [...]]]></description>
		<link>http://www.slohomestore.com/blog/home-loans/better-mortgage-rates-start-with-better-fico-scores/</link>
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		<title>Home Buyers Can Make Contingent-Sale Offers More Enticing</title>
		<description><![CDATA[home buyers can make contingent-sale offers more enticing if the seller can be convinced there&#8217;s a high likelihood that the sale will will go through. How to accomplish that is detailed in the most recent SLO HomeStore newsletter, &#8220;For Home Buyers Only.&#8221; The column, reprinted here, is just one of the articles specifically selected to [...]]]></description>
		<link>http://www.slohomestore.com/blog/buying-a-home/home-buyers-can-make-contingent-sale-offers-more-enticing/</link>
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